HOW IT WORKS
Fill our online application survey, or call us anytime.
RECEIVE YOUR FUNDS
Receive your money directly into your business bank accounts within 7 days.
OPERATE AS USUAL
We have a variety of payment options to suit your needs – percentage of future receivables, fixed payment or flex-defined payment options.
REPEAT IF NEEDED
After you’ve paid off the bulk of your advance, you’ll be eligible to receive additional funds if needed.
Ready to grow your business?
The Underwriting Process
We have one simple goal – to provide dedicated entrepreneurs, like yourself, an easy and fast path to business financing. Every business is different and has a unique need. We listen carefully to YOUR story before we connect you with one of our Underwriters to find the best option to meet your need. We understand your time is valuable but so is the speed in business. Many opportunities require quick action; therefore, we’ve developed a streamlined application process with limited paperwork, quick approval, and fast funding.
Your Application-to-Funding period will be quick and easy. Below are the usual underwriting stages:
Complete the Online Application Survey.
SMALL BUSINESS LOAN 3 Months Recent Bank Statements Business Bank Account
MERCHANT CASH ADVANCE (MCA) 4 Months Recent Credit Card Processing statements + 3 Months Recent Bank Statements
Submit your Documents
Submit the following information by filling out the online application. Once we’ve received your application, one of our qualified representatives will contact you within 1 business day to discuss your funding options.
Our Credit Model &
A qualified United Fundings representative will contact you to discuss your funding options.
Pre-Qualification process Key factors our Credit Model uses include:
Receive a contract with terms of service.
1 - 2 DAYS
* If your FICO score is over 550, you can easily qualify!
Contract Signature, Verification & Final Approval
Return your signed contract and a copy of a government-issued ID (driver’s license or passport)
Our staff will confirm the accuracy of the submitted information and follow up with you if needed.
Final Approval confirmation.
The funds are wired into your company’s bank account!
3 - 6 DAYS
How to Qualify
Your Business Should:
How Much Can You Get?
We fund businesses of all sizes, ranging from the smallest corner shop to multi-location retail and service chains. Our financing amount ranges from $5,000 to $1,000,000.
Here’s How You Can Speed Up the
Process by Providing;
Why not give us a try today?
Whether you need urgent cash to cover an unexpected challenge or you want to take your business to the next level, a small business loan or merchant cash advance can help secure the future of your company. Apply now with United Fundings management and get an answer within 1 business day. The application is free and it will take you less than 5 minutes.