212 328 2500


Equipment Financing is the process of obtaining business equipment using a loan or lease. Equipment Financing loans allow you to purchase the Equipment with payments made over time, similar to using an auto loan to buy a personal car. Equipment Leasing, on the other hand, gets you the Equipment you need without the intention of owning it. You’ll make a regular lease payment to continue using the Equipment as if it were your own. When the lease is up, you can give the Equipment back or renew the lease. Sometimes you may have options for purchasing the Equipment at the end of the lease.

Upgrade your Equipment and free up
working capital in the process…

If you’re a small business owner you understand how important it is to quickly and economically obtain, upgrade or replace the Equipment needed to perform your daily tasks. Purchasing Equipment outright can put substantial strain on your cash flow. Equipment Financing may be the ideal solution to keep your business functioning at optimal performance or to expand to meet increasing demand.



With Equipment Financing from UF, you can maintain cash flow, minimize risk and stay ahead of the competition. Receive quick funding to acquire the Equipment you need to expand while freeing up cash that can be allocated to other areas of your business. Our products and services include:

  • New and Used Equipment loans & leases
  • Equipment Refinancing arrangements
  • Sale-leaseback transactions
  • Senior Term Debt financing
  • Lease lines of credit for Equipment capital expenditures
  • Cash Flow Loan structures
  • Asset-based Revolving lines of credit

Key Areas of Focus

  • Aerospace & Defense
  • Automotive
  • Construction
  • Distribution
  • Food, Beverage, and Agriculture
  • General Manufacturing
  • Healthcare & Medical
  • Island Marine
  • Machine Tools
  • Materials Handling
  • Media & Entertainment
  • Metals
  • Mining
  • Packaging
  • Plastics
  • Printing
  • Pulp & Paper
  • Supermarkets/ Convenience Stores
  • Textiles
  • Trade & Service
  • Trucking & Logistics
  • Utilities

Advantages of UF Equipment Finance

UF Equipment Finance can help you meet your business objectives. Here are just some of the reasons why Equipment Finance/ Leasing could be a smart choice for your company:

Preserve working capital

Corporate equipment acquisition financing or leasing allows companies to take possession of equipment quickly, while preserving working capital for other strategic purposes.

Leverage equity

With a secured loan, companies can take advantage of the equity in their existing equipment, or use newly-purchased equipment as collateral.

Improve cash flow

A revolving line of credit enables companies to improve their cash flow and restructure their debt according to their current and future requirements. Companies can also improve cash flow by reducing their initial investment and monthly payments with certain lease structures.

Reduce risk

Several structures help companies divest obsolescence risk, and provide flexibility to match equipment needs with business cycles.

Support growth with flexible funding options

Businesses can match terms of funding with useful life of equipment. Companies have the option to choose either fixed or floating rates.

Save with possible tax benefits

Equipment financing can result in varied accounting and tax benefits.

New Equipment Today. Full Write-off This Year.

Finance new or used equipment before December 31st to use Section 179 for a 100% tax deduction


Equipment Financing is distinct from Equipment Leasing, wherein you pay the owner of the equipment periodic rent for use of the equipment over an agreed-upon period of time. At the end of the leasing term, unless you agree with the owner on renewal terms or a buyout, the equipment is returned to the owner. Generally, the qualifications for leasing are less stringent than for financing.

The Leading Provider of Short-Term Financing
For Small to Medium-Sized Businesses

At United Fundings, we work with you to identify which methods of alternative business financing work best for your business.

Your business can’t move forward if you don’t have the right equipment. From heavy equipment like forklifts to large medical equipment, having the equipment you need is a necessary part of your business. Don’t be deterred by the huge cost of equipment. With Equipment Financing and Leasing, you can get the funding you need for financing your new or used business equipment.

UF will work to get you quick approval on virtually any type of Equipment. We will then find the payment option that’s best for you.

Call us NOW at 212 328 2500 for a FREE consultation. 

Ready to grow your business?


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Equipment Financing is the process of obtaining business equipment using a loan or lease. Equipment Financing loans allow you to purchase the Equipment with payments made over time, similar to using an auto loan to buy a personal car.
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Equipment Finance