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Flexible Financing for Your Automotive Business

Ready to Grow Your Automotive Business?

Auto Repair Businesses Choose United Fundings
for Their Financing

Whether it’s trying to diagnose an engine problem based on a customer’s impression of a rattle or dealing with customer complaints, you’ve got a tough job! And worrying about whether you are going to make payroll every month doesn’t diminish the stress. Running your business smoothly is not always easy. Maybe you’ve applied for a small business loan and been turned down, or you can’t afford to wait the weeks and weeks on a bank loan. Opportunity rewards those that take quick action! A Merchant Cash Advance or Small Business Loan from United Fundings offers a better way:

Here's How You Can Get Funded:



Most of our entrepreneur clients receive a pre-qualification from us within 24 hours of submitting the online application, and often receive the money in their business bank account within 3-4 days. The process for obtaining a traditional small business loan from a bank could take several months. Learn how our Small Business loan or Merchant Cash Advance application process works!



We are not a bank, so we don’t require the same amount of documentation from merchants to provide retail financing.  You don’t have to fill out 20+ documents and provide tax returns, financial statements, or physical collateral in order to obtain a business cash advance. We have a simple one-page application and only require 4 months of credit card processing statements and 3 months of bank statements.



We take many factors into consideration through our proprietary underwriting process, and we have funded thousands of merchants who have credit scores 550 and above. Business loans often require a higher minimum FICO or credit score. Read how you can qualify for our Merchant Cash Advance or Small Business loan.



A merchant cash advance isn’t a traditional loan. The advance is paid back as a percentage of your credit card sales. When business picks up, you pay back more and when business slows, you pay back less. Simple, flexible, and eliminates the stress of paying back a loan. Learn more about our Business Cash Advances.

What United Fundings Can Do for Your Garage

Any small business owner knows that it costs money to make money, and that goes double for auto repair. On top of all the normal expenses, you need to be prepared for the unexpected.

One problem with a traditional bank loan is its inflexibility. When applying for a bank loan you may have to outline exactly how you intend to spend it, and banks’ strict payment deadlines requires you to pay a fixed amount, even when things might be slow for you.

Here are just a few things you can use one of United Fundings’s small business loan alternatives for:

  • Spare parts
  • Salaries
  • Taxes
  • Any other needs
  • Diagnostic equipment
  • Expanding your advertising
  • Repairs, renovations, and expansion
  • Insurance payments
  • Buying out a partner
  • Opening a new location

Ready to Grow Your Automotive Business?