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Flexible Business Loan Alternatives for Medical Professionals

Ready to Grow Your Medical Business?

Practices Are Choosing United Fundings
for Their Medical Financing

Your practice is both your passion and often your greatest source of aggravation. A health worker’s day never seems to end. But the only thing more challenging than keeping people healthy is getting the financing you need from the bank for expanding your practice. Maybe you’ve applied for a small business loan and been turned down, or you can’t afford to wait the weeks and weeks on a bank loan. Opportunity rewards those that take quick action! A Merchant Cash Advance or Small Business Loan from United Fundings offers a better way:

Here's How You Can Get Funded:



Most of our entrepreneur clients receive a pre-qualification from us within 24 hours of submitting the online application, and often receive the money in their business bank account within 3-4 days. The process for obtaining a traditional small business loan from a bank could take several months. Learn how our Small Business loan or Merchant Cash Advance application process works!



We are not a bank, so we don’t require the same amount of documentation from merchants to provide retail financing.  You don’t have to fill out 20+ documents and provide tax returns, financial statements, or physical collateral in order to obtain a business cash advance. We have a simple one-page application and only require 4 months of credit card processing statements and 3 months of bank statements.



We take many factors into consideration through our proprietary underwriting process, and we have funded thousands of merchants who have credit scores 550 and above. Business loans often require a higher minimum FICO or credit score. Read how you can qualify for our Merchant Cash Advance or Small Business loan.



A merchant cash advance isn’t a traditional loan. The advance is paid back as a percentage of your credit card sales. When business picks up, you pay back more and when business slows, you pay back less. Simple, flexible, and eliminates the stress of paying back a loan. Learn more about our Business Cash Advances.

The United Fundings Advantage: What it Can Do for Your Practice

Any small business owner knows that it costs money to make money, and that goes double for medical professionals. Expensive medical equipment, hiring specialized staff, and potentially dealing with unexpected insurance claims. Uncertainty is often around the corner.

One problem with a traditional bank loan is its inflexibility. When applying for a loan you may have to outline exactly how you intend to spend it, and banks’ strict payment deadlines requires you to pay a fixed amount, even when things might be slow for you.

Here are just a few things you can use one of United Fundings’s small business loan alternatives for:

How To Use Medical Funding

Sometimes, you need a quick infusion of funds to help meet the unique challenges of running a medical practice, such as:

    • High patient turnover.
    • Delayed or denied insurance claims and trouble receiving timely payments from patients.
    • Changes in patient behavior—patients are demanding pricing transparency, remote appointments, online scheduling and test results, and lower wait times.
    • High cost of medical equipment, technology, and supplies.
    • New equipment and training are required to keep up with constantly changing standards of care.
    • Size of practice—in private practice, operating costs are the responsibility of the sole owner; in a group practice, operating costs are shared between all owners.

A medical practice loan can also provide the cash flow you need to improve or expand your practice. Use your funding to:

    • Develop a secure website that allows patients to book appointments online, review test results, or conduct remote appointments.
    • Upgrade or invest in new equipment or lab supplies to stay up to date with current standards of care.
    • Invest in training for new dental care services.
    • Purchase a new location or expand your current practice.
    • Renovate your office to offer a more comfortable patient experience.
    • Energize your marketing and advertising to bring in more patients.
  • Diagnostic equipment
  • Expanding your advertising
  • Any other needs
  • Medical supplies
  • Buying out a partner
  • Repairs, renovations, and expansion
  • Filing and storage
  • Taxes
  • Changes in malpractice insurance rates

Ready to Grow Your Medical Business?