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Get Flexible Franchise Financing

Merchants Choose Our Alternative Franchise Financing Loan

Franchises benefit from a recognizable brand but when it comes to keeping your business afloat and your cash flow healthy, you’re left to fend for yourself. The only thing more challenging than keeping your franchise running is getting the funding you need from the bank. Maybe you’ve applied for a small business loan and been turned down, or you can’t afford to wait the weeks and weeks on a bank loan. Opportunity rewards those that take quick action! A Merchant Cash Advance or Small Business Loan from United Fundings offers a better way:

Ready to Grow Your Franchise Business?

Here's How You Can Get Funded:



Most of our entrepreneur clients receive a pre-qualification from us within 24 hours of submitting the online application, and often receive the money in their business bank account within 3-4 days. The process for obtaining a traditional small business loan from a bank could take several months. Learn how our Small Business loan or Merchant Cash Advance application process works!



We are not a bank, so we don’t require the same amount of documentation from merchants to provide retail financing.  You don’t have to fill out 20+ documents and provide tax returns, financial statements, or physical collateral in order to obtain a business cash advance. We have a simple one-page application and only require 4 months of credit card processing statements and 3 months of bank statements.



We take many factors into consideration through our proprietary underwriting process, and we have funded thousands of merchants who have credit scores 550 and above. Business loans often require a higher minimum FICO or credit score. Read how you can qualify for our Merchant Cash Advance or Small Business loan.



A merchant cash advance isn’t a traditional loan. The advance is paid back as a percentage of your credit card sales. When business picks up, you pay back more and when business slows, you pay back less. Simple, flexible, and eliminates the stress of paying back a loan. Learn more about our Business Cash Advances.

What United Fundings Can Do for Your Franchise

Any small business owner knows that it costs money to make money, and that goes double for franchises. On top of all the normal costs of doing business, you have franchise fees to pay.

One problem with a traditional bank loan is its inflexibility. When applying for a bank loan you may have to outline exactly how you intend to spend it, and banks’ strict payment deadlines requires you to pay a fixed amount, even when things might be slow for you.

Here are just a few things you can use one of United Fundings’s small business loan alternatives for:

Your Fast Funding Solution

United Fundings provide you with multiple direct funding sources, and unlike conventional bank loans, we won’t stress you out with a lengthy and slow application process. After all, you’ve already dealt with enough paperwork and red tape to set up licenses and permits for your business. The advantages of our liquor store financing options include:

• Fast access to cash in as few as two business days.

• Freedom to use your cash for any business need.

• Easy approval process with minimal paperwork.

• Funding options for liquor stores with imperfect credit (as low as 550 FICO score).

  • Restocking your inventory
  • Insurance
  • Buying out a partner
  • POS, inventory management, or other equipment
  • Opening a new location
  • Salaries
  • Taxes
  • Any other needs
  • Franchise fees
  • Expanding your advertising
  • Repairs, renovations, and expansion

Ready to Grow Your Franchise Business?