212 328 2500


Flexible Funding for Your Health & Beauty Business

Ready to Grow Your Health And Beauty Business?

Health & Beauty Businesses Choose United Fundings for Their Financing

You understand how important it is to look and feel your best, but that can be hard when you’re worrying about the future of your business. When you need additional cash for unexpected expenses, you deserve a funding source that can get you money quickly and regardless of your credit history. Maybe you’ve applied for a small business loan and been turned down, or you can’t afford to wait the weeks and weeks on a bank loan. Opportunity rewards those that take quick action! A Merchant Cash Advance or Small Business Loan from United Fundings offers a better way:

Here's How You Can Get Funded:



Most of our entrepreneur clients receive a pre-qualification from us within 24 hours of submitting the online application, and often receive the money in their business bank account within 3-4 days. The process for obtaining a traditional small business loan from a bank could take several months. Learn how our Small Business loan or Merchant Cash Advance application process works!



We are not a bank, so we don’t require the same amount of documentation from merchants to provide retail financing.  You don’t have to fill out 20+ documents and provide tax returns, financial statements, or physical collateral in order to obtain a business cash advance. We have a simple one-page application and only require 4 months of credit card processing statements and 3 months of bank statements.



We take many factors into consideration through our proprietary underwriting process, and we have funded thousands of merchants who have credit scores 550 and above. Business loans often require a higher minimum FICO or credit score. Read how you can qualify for our Merchant Cash Advance or Small Business loan.



A merchant cash advance isn’t a traditional loan. The advance is paid back as a percentage of your credit card sales. When business picks up, you pay back more and when business slows, you pay back less. Simple, flexible, and eliminates the stress of paying back a loan. Learn more about our Business Cash Advances.

What United Fundings Can Do for You

What you do is a mixture of art and science. From curlers to dumbbell curls, bringing out the beauty in your customers comes naturally for you. But predicting all the unexpected cash needs your business may encounter is tough.

One problem with a traditional bank loan is its inflexibility. When applying for a loan you may have to outline exactly how you intend to spend it, and banks’ strict payment deadlines require you to pay a fixed amount, even when things might be slow for you.

Here are just a few things you can use one of United Fundings’s small business loan alternatives for:

  • Salaries
  • Expanding your advertising
  • Repairs, renovations, and expansion
  • New equipment for your customers: weight machines, barber and tattoo chairs, etc.
  • Insurance and liability payments
  • Buying out a partner
  • Opening a new location
  • Offering new classes, treatments, and products
  • Upgrade your POS systems
  • Taxes
  • Any other needs

Ready to Grow Your Health And Beauty Business?

Health And Beauty